YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 24.7.1
  • Adult Rating: 4+
  • File Size: 117.88 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.8149
4.8149
From 50,444 Ratings

Description

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money. You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously. YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)? Start your one-month free trial today! Features: -Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost. -Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid. -Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner. -Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go. -Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there! -Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place. -Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data. -Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew. -Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more Testimonials: "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!" -@taber “Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, Former Mint User "Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!" -@HancinGaming "I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously. How do you want to spend your money, or more importantly, your life? Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Life saver

    5
    By Zekv
    This app literally changed my life, now I can reliably predict how much I’ll save every month and build resiliency. May seem complicated first time using it but spend 10 mins looking at the tutorial and it will be easy.
  • Love the app

    5
    By emachnic
    I love this app and have been using it for years. It would be awesome to have a Lock Screen widget so I can enter transactions even faster
  • Great budgeting system

    5
    By Ch.ristine
    This budgeting system has helped me manage my finances better than anything else I have ever tried. The app is intuitive and well-designed and syncs with my accounts easily. There is a learning curve but it is more mental (learning the budgeting method) than about the software itself. The website has a ton of educational information that is helpful for anyone getting started with different financial goals. I’d definitely recommend YNAB!
  • BEST BUDGET APP

    5
    By Je11yBein563
    I have been using this app for about a year and a half now. This app has helped my wife and I stay on track with our finances and not have quarrels about what we are spending our money on. At first, YNAB takes time to get used to, and you have to be consistent with it in order to make it useful. Linking your bank accounts is a MUST if you get lazy with inputting your transactions. If you are serious about getting your finances in order and to track and stay on target with a budget, take the time to use this app and you won’t be sorry!
  • Best subscription I have

    5
    By ourladyoflulz
    It sounds really over the top but this has been so transformative for me. I was just able to spend six weeks traveling using just they money I had budgeted. Without YNAB I think it would have felt like a risky financial decision, but since I knew I had saved enough I was able to do it without fear. I got laid off from my job, but I know exactly how far out I have my rent covered, and so in times of crisis it helps things feel… less catastrophic. Recommend really highly. Downside: we tried the Apple Card integration and it…. Doesn’t really work. It also can be a bit fussy with my credit union. It takes a bit (or a lot?) of getting used to, but once you do it is a really valuable part of your daily routines.
  • Awesome!

    5
    By KCCKMarshall
    I have used most finance applications , but this is my first envelope based approach. I love it. YNAB is well thought out is easy to use.
  • Not able to cancel my subscription

    1
    By Abonentbelka
    I tried to delete my account, but I can’t cancel my subscription. There is no button “cancel”. Just choose between monthly subscription and annual.
  • Too confusing

    2
    By Cat&Kens travels
    Thankfully I only subscribed for one month. I use an iPhone for all my online activity. The reviews were correct when they said not real user friendly on the phone app and you’re limited to some of the features. I have cancelled my renewal. This app actually seems to be a spinoff or copy of a more popular app.
  • Am I doing something wrong?

    4
    By Sains66
    Overall, this software is awesome at tracking and planning finances. I moved from Mint with a lot of Excel spreadsheets to almost exclusively YNAB. The one thing that keeps throwing me is when I pay my credit card bills my accounts keep getting overspending errors. I have to manually add more money into my credit cards so I never really know where I stand. I probably have 100+ transactions per month so I am only about 95% confident in my budget using this platform alone. I am probably doing something wrong but after reading all the information on their website and watching all of the YouTube videos it is still happening. I strongly recommend this app as it works flawlessly across my iPhone, iPad and MacBook.
  • Best investment

    5
    By Jadiper
    Can’t say enough about YNAB. It has helped me look at my spending and be able to allocate money for future expenses. There are plenty of resources to learn this application successfully. Love watching Hanna and Ben and Ernie on you tube. Fantastic!!!

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